Terms and Conditions

By purchasing a digital product, enrolling in a course, registering for a webinar, or booking a coaching session through this website, you acknowledge and agree to the following terms:

All digital products (including but not limited to eBooks, workbooks, templates, video courses, challenges, and audio files) are delivered electronically. Access is granted immediately upon successful payment. Sharing, reproducing, or distributing any content without written permission is strictly prohibited.

Due to the digital nature of our offerings, all sales are final. We do not offer refunds, transfers, or exchanges. Please review all product details and ask questions before purchasing by emailing.

Coaching sessions are booked in advance. If you need to reschedule, you must provide at least 24 hours notice. No-shows or cancellations within 24 hours of your appointment will result in forfeiture of the session without refund.

All content provided in our products, courses, coaching sessions, and events is the intellectual property of Kata Carrillo, How Money Works Chick. It may not be copied, shared, sold, or repurposed without written consent.

We make no guarantees regarding your income, financial success, or personal outcomes. Your results will depend on your effort, commitment, and personal circumstances. Our content is educational and for informational purposes only.

Access to any private groups or forums is a privilege. We reserve the right to remove participants who display disrespectful behavior, violate group rules, or create a toxic environment—without refund.

We are not responsible for any damages or losses that may arise from your participation in our programs or use of our products. You agree to use all resources at your own discretion and risk.